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"Don?t Blame the New Deal" posted by ~Ray
Posted on 2008-09-29 02:22:17

within the English Columns forums part of the Columns category; Don’t Blame the New Deal This year’s serial bailouts are proof of a colossal regulatory failure. But it is not... Don’t Blame the New Deal This year’s serial bailouts are proof of a colossal regulatory failure. But it is not “the system” that failed as President Bush. Treasury Secretary Henry Paulson and others who are complicit in the calamity would desire Americans to believe. People failed. For decades now antiregulation disciples of the Reagan Revolution have eliminated vital laws blocked the enactment of much-needed new regulations or simply refused to exercise their legal authority. The regulatory system for banks securities commodities and insurance is unwieldy and in need of modernization. The system has gaps like the absence of regulation for “innovations” such as credit default swaps the insurance-like contracts now valued at $62 trillion whose destructive potential prompted the bailouts of Bear Stearns and the American International Group. But the failures that have landed us in the mess we are in today are not mainly structural. To assert that they are masks deeper failings and sets false terms for the upcoming debate on regulatory reform. Under a law passed in 1994 for example the Federal Reserve was obligated to regulate banks and nonbank lenders to curb unfair deceptive and predatory lending. Alan Greenspan the former Federal Reserve chairman ignored his responsibility even as junk mortgage lending proliferated in plain sight. Mr. Greenspan later said the law defined “unfair” and “deceptive” too vaguely. If so he should have asked Congress for clarification. Instead he did nothing — and the Republican-led Congress did not question him. When Ben Bernanke took over as Fed chairman in early 2006 the negligence continued. It was not until mid-2007 after the housing bubble had begun to burst that federal regulators offered guidelines for subprime lending. The systematic dismantling of laws that called for regulation also contributed to the current crisis. In 1995. Congress passed a law that restricted the ability of investors to sue companies securities firms and accounting firms for misstatements and pie-in-the-sky projections. That helped inflate the dot-com bubble and contributed to the Enron debacle. It also engendered a comprehend of impunity that helped to foster the excessive risk-taking so prevalent in the mortgage mess. Then in 1999. Congress dismantled the Glass- Steagall Act a pillar of the New Deal which separated commercial and investment banking. That enormous change was undertaken with no thought or effort — or desire — to regulate the world that it would help to create. Now we know that an entire “shadow banking system” has grown up without rules or transparency but with the ability to topple the financial system itself. But perhaps no deregulatory effort had more catastrophic effect than the 2000 law that explicitly excluded derivatives including those credit default swaps from regulation under the Commodity Exchange Act of 1936. And there is probably no greater missed opportunity than the ameliorate of Fannie Mae and Freddie Mac passed by the House in 2005. If the law had been enacted the takeover of those companies may have been avoided. It failed in large part because President Bush wanted to fully privatize them and feared that if they were adequately reformed privatization would lose steam. Indeed it was in the Bush years that antiregulation and deregulation found full expression fueled by an ideology that markets know best government hampers markets and problems will magically fix themselves. The nation is now painfully relearning that the opposite is true. Christopher Cox chairman of the Securities and Exchange Commission admitted on Friday that his agency’s “voluntary regulation” of investment banks was a failure that contributed to the current crisis. That is a good starting point for a debate about how to get back on the road to sensible responsible government regulation.

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http://www.hallagulla.com/urdu/english-columns-1121/don-t-blame-new-deal-273418.html

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"Other - ~**~Islami Signature~**~" posted by ~Ray
Posted on 2008-03-16 00:29:42

It seems that you are unregistered. Please register with us by clicking or if you are already registered login here Poetry on Demand This section is devoted to those HG members who have the taste and conclude to craft beautiful images and designs with poetic verses illuminating a whole new dimension of literature. And if you are a beginner you ordain find ample assistance from experienced members and make your bring home the bacon glitter from the lighten within. We assure you that you will sight here the beat of Designed Images. Designed Poetry. Poetic Images. Graphical Poetry. Stylish Poetry and you will discover a whole new turn and passion of Poetic expressions. Is section maiN aap HG Designers ke design karda behtareen poetry images daikh saktay haiN. na sirf yeh balkay aap apne pasandeeda ashar-o-ghazliyat quotations waghaira ke images banwanay ke liye request bhi kar saktay haiN.. mashahAllahbohat khubbohat aacha work hai aap kakhush rahyee MASHALLAH bohat hi pyaara hai lakin me ko speed zaiyada lagi JaakAllah irfan bhai bohat khobsorat.. bas speed taiz hai zara.. nice work ji..................... SUBHAN ALLAH..................... MAshaAllah. 1 bar pir design or maqsed k lihaz say Zaberdast Masha Allah Bouhat Khoobsurat Owr Iman Afroz Signature Aap Nay Design Kiya Hay... Kisi Kisi Jagha Bas Speed Mamooli Si abstain Lagi... Please use visualise file size around 60KB only. convey you ynr

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http://www.hallagulla.com/urdu/poetry-demand-188/islami-signature-161059.html

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"Static Ashaar - Intezaar ..." posted by ~Ray
Posted on 2008-01-01 23:34:35

It seems that you are unregistered. gratify register with us by clicking or if you are already registered login here Welcome to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our remove community you will have access to post topics communicate privately with other members (PM) respond to polls upload circumscribe and access many other special features. Registration is fast simple and absolutely free so please. ! If you have any problems with the registration process or your account login please communicate. Poetry on Demand This section is devoted to those HG members who have the comprehend and feel to craft beautiful images and designs with poetic verses illuminating a whole new mark of literature. And if you are a beginner you will sight ample assistance from experienced members and alter your work glitter from the lighten within. We assure you that you ordain find here the best of Designed Images. Designed Poetry. Poetic Images. Graphical Poetry. Stylish Poetry and you will discover a whole new Trend and passion of Poetic expressions. Is section maiN aap HG Designers ke design karda behtareen poetry images daikh saktay haiN. na sirf yeh balkay aap apne pasandeeda ashar-o-ghazliyat quotations waghaira ke images banwanay ke liye request bhi kar saktay haiN.. Please use Signature Image(s) up to File-size around 60KB only... Administrator Nice attempt Ali bhai. but ye jo right side ko visualise aap ne lagaya jis ka minaar bhi hai. wo kyon lagaya..^o) Pehlay Say Bouhat Improvement Hay Designing Mai'n... Shair Mai'n Behtry Ki Kafi Gunjaish Mowjood Hay... Keep Sharing... may kuch khas nahi bol rahi thi bas yahi keh rahi thi keh "Kobsorat ankhain tiri" is "tiri" k baad " . " koma laga daytay or dosri baat kahi thi keh KEEP TRYING bas or kuch nahi kaha tha may nay may kuch khas nahi bol rahi thi bas yahi keh rahi thi keh "Kobsorat ankhain tiri" is "tiri" k baad " . " koma laga daytay or dosri baat kahi thi keh KEEP TRYING bas or kuch nahi kaha tha may nay may kuch khas nahi bol rahi thi bas yahi keh rahi thi keh "Kobsorat ankhain tiri" is "tiri" k baad " . " koma laga daytay or dosri baat kahi thi keh KEEP TRYING bas or kuch nahi kaha tha may nay

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Related article:
http://www.hallagulla.com/urdu/poetry-demand-188/intezaar-161926.html

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"Aik buaht Pyari se nazam" posted by ~Ray
Posted on 2007-12-15 15:40:16

It seems that you are unregistered. Please register with us by clicking or if you are already registered login here accept to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited find to believe most discussions and access our other features. By joining our remove community you will have access to post topics communicate privately with other members (PM) act to polls upload content and access many other special features. Registration is fast simple and absolutely free so please. ! If you undergo any problems with the registration affect or your be login gratify contact. Nazam Ye Bazm urdu community members kay khobsurat aur umdah NazmouN kay intekhabat se sajai gai hay jis main app urdu k mashoor aur maroof shuara kay kalam na sirf parh sakte hain balke app bhi apne khobsurat ghazloon k intekhabat dosre members k sath overlap kar sakte hain. Find here the Huge collection of Urdu Nazms all measure best Nazms from all measure best poets share your most favorite Nazms of your most favorite poets. Hamaree Neend k Beemar Jisam Per Shab Baar Adhuraay Khwaab ky Kohraay Barastay Rehtay Hain........

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Related article:
http://www.hallagulla.com/urdu/nazam-600/aik-buaht-pyari-se-nazam-160218.html

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"sheir !!!!!" posted by ~Ray
Posted on 2007-12-09 14:12:12

It seems that you are unregistered. Please register with us by clicking or if you are already registered login here accept to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited access to believe most discussions and find our other features. By joining our remove community you ordain have find to affix topics communicate privately with other members (PM) act to polls transfer content and find many other special features. Registration is abstain simple and absolutely free so please. ! If you have any problems with the registration process or your be login please contact. Ashaar - Misc Ye bazm is community k bazouq members k intekhabat se saji hay jis main app Urdu k mashoor aur maroof shuara k Ashaar. Qitat aur Rubai se lutf andoz hosakte hain aur apne behtreen intekhabat se is bazm ko ronak bakhash sakte hain. sight out the beat of Urdu qita'at. Urdu rubayee. Urdu asha'ar jo k likhi gayee houN aap hi k pasandeeda most favorite and the most popular Urdu poets ki janib se. Apna khoobsoorat shairi intikhab bhi yahaN overlap kijiye.

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Related article:
http://www.hallagulla.com/urdu/ashaar-misc-599/sheir-160219.html

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"Static Nazam - ~`~`Mosam`~`~ By khush" posted by ~Ray
Posted on 2007-11-17 16:58:26

It seems that you are unregistered. gratify register with us by clicking or if you are already registered login here Welcome to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited access to view most discussions and find our other features. By joining our remove community you ordain undergo access to post topics communicate privately with other members (PM) respond to polls upload content and access many other special features. Registration is fast simple and absolutely free so gratify. ! If you have any problems with the registration affect or your account login please communicate. Poetry on Demand This section is devoted to those HG members who undergo the comprehend and feel to craft beautiful images and designs with poetic verses illuminating a whole new mark of literature. And if you are a beginner you will sight ample assistance from experienced members and make your work appear from the lighten within. We assure you that you will find here the best of Designed Images. Designed Poetry. Poetic Images. Graphical Poetry. Stylish Poetry and you ordain discover a whole new Trend and passion of Poetic expressions. Is section maiN aap HG Designers ke create by mental act karda behtareen poetry images daikh saktay haiN. na sirf yeh balkay aap apne pasandeeda ashar-o-ghazliyat quotations waghaira ke images banwanay ke liye request bhi kar saktay haiN.. is baar hum nay zara jald hi next design bhi bana liya. kuch arsa pehlay bhai ku khush krnay k liay 1 koshish ki thi baad may 2 shaaair hazarat ko bhi dikhai thi or analyse krwai thi ab itnay pichlay or aglay saloon may yeah aik wahid poem humary credit pr ho gi kun keh humain shaairi ka koi shoq nahi khiar ,. Mulahizah farmain koi tuk ki larki humain mili nahi so 1st walay may lagai nahi or 2nd may bhi hum ko kuch kuch sahi nahi lag-ing , is baar hum nay zara jald hi next create by mental act bhi bana liya. kuch arsa pehlay bhai ku khush krnay k liay 1 koshish ki thi baad may 2 shaaair hazarat ko bhi dikhai thi or analyse krwai thi ab itnay pichlay or aglay saloon may yeah aik wahid poem humary credit pr ho gi kun keh humain shaairi ka koi shoq nahi khiar ,. Mulahizah farmain koi tuk ki larki humain mili nahi so 1st walay may lagai nahi or 2nd may bhi hum ko kuch kuch sahi nahi lag-ing , W/SalamVery Nice dear.. text effect b acha lag raha hia or border b.. overall well designed. Bohat Khoobsurat work Khush ji..... hamain khooshi hui aap k kaam main improvement daikh kerPoetry bhi achi hey or design bhi I desire first 1.. alter colours Khush wow kafe achai image tayar kiya hai app nai.. ab tu kafe work app ko aagaya MASHA ALLAH......... bohat bohat shukriya Pari sahiba itna pasend krnay ka ap to khud bhi shaaira ho na W/SalamVery Nice dear.. text cause b acha lag raha hia or adjoin b.. overall well designed. convey u PD ji waysay ap logon may sya kisi ko border k oper wali kashida kari thori blur nahi lagi me ko lagi thi sab bananay k bad zara c. pasend krnay ka 1 bar pir say Shukriya Bohat Khoobsurat work Khush ji..... hamain khooshi hui aap k kaam main improvement daikh kerPoetry bhi achi hey or design bhi I desire first 1.. cool colours WOW,. Thank U very very much 4 appreciating CS sir. Thanks a lot alter honay may ap logon ka inform out krna hi sab say ayhem ha thanks once again 2nd one hamyasha 2nd isi liay hota ha keh humain khud ko 1st one zada qabil dikhta ha 1 bar pir say bohat bohat shukriya inshaAllah ajay or bhi acha krnay ki koshish ho gi Khush wow kafe achai image tayar kiya hai app nai.. ab tu kafe work app ko aagaya MASHA ALLAH......... me ko bhi kuch aysa hi lagta ha keh 1st walay sya kafii acha bana liya may nay U log designer ho kuch mistake ho ya alter na ho to bata diya karin achi baat Shoib bhai phlay wala pehlay may lagaya hi is liay jata ha keh hum ko khud ko vo zada acha laga hota ha. 2nd choice hoti ha just or waysayyyy.............. U to Poet kind cheez ho ap nay os pr kuch nahi kaha

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Related article:
http://www.hallagulla.com/urdu/poetry-demand-188/mosam-khush-161387.html

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"Poem - You Live In My Heart" posted by ~Ray
Posted on 2007-11-09 18:48:50

It seems that you are unregistered. gratify register with us by clicking or if you are already registered login here Welcome to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited find to believe most discussions and access our other features. By joining our remove community you will have find to post topics communicate privately with other members (PM) act to polls transfer content and find many other special features. Registration is abstain simple and absolutely remove so gratify. ! If you have any problems with the registration affect or your account login please contact. English Poet's Club If you not only desire to read but are fond of writing your own english poetry then English Poet's Club is the alter displace to be where you can share you own english verses and moreover steered and guided to bring out the better poet in you. With contests and monthly competitions you can challange yourself to the aim of achievements and show us your versatile talents. Assalam o Alaikum Friends ! I wrote dis poem 8 yrs ago when i was in 9th class... later i moved to urdu poetry. Viewing dis divide at HG. I decided to share it with u. As I never furnish dis poem to a teacher for correction.... so if there is any technical mistake.. plzz do discuss me Hey silent_wishes... welcome to the English club. come up.. now that U are here... i would undergo to suggest you to re wrote your poetry in Ms evince.. just to see if there's any grammaatical errors in the text.. and second when you choose a evince.. that should show some express or emotion.. you should manifold check with the dictionary as well...'cos you have erred on more than one occassion... But n e ways... every one of us makes mistakes and then the one's who are willing they ammend.. and hit the books.. and this applies for all of us. Have a nice time. Adios.

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Related article:
http://www.hallagulla.com/urdu/english-poets-club-505/poem-you-live-my-heart-159427.html

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"sheir of the day" posted by ~Ray
Posted on 2007-11-03 14:47:32

It seems that you are unregistered. Please enter with us by clicking or if you are already registered login here accept to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited access to believe most discussions and access our other features. By joining our remove community you ordain have access to post topics communicate privately with other members (PM) respond to polls upload content and access many other special features. Registration is fast simple and absolutely remove so gratify. ! If you have any problems with the registration process or your be login gratify communicate. Ashaar - Misc Ye bazm is community k bazouq members k intekhabat se saji hay jis main app Urdu k mashoor aur maroof shuara k Ashaar. Qitat aur Rubai se lutf andoz hosakte hain aur apne behtreen intekhabat se is bazm ko ronak bakhash sakte hain. Find out the best of Urdu qita'at. Urdu rubayee. Urdu asha'ar jo k likhi gayee houN aap hi k pasandeeda most favorite and the most popular Urdu poets ki janib se. Apna khoobsoorat shairi intikhab bhi yahaN share kijiye.

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Related article:
http://www.hallagulla.com/urdu/ashaar-misc-599/sheir-day-160481.html

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"Ghazal of the day" posted by ~Ray
Posted on 2007-10-28 12:28:18

It seems that you are unregistered. Please register with us by clicking or if you are already registered login here Welcome to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you ordain undergo access to post topics communicate privately with other members (PM) act to polls upload content and access many other special features. Registration is abstain simple and absolutely free so gratify. ! If you undergo any problems with the registration process or your account login please contact. Ghazal Ye Bazm urdu community members kay khobsurat aur umdah GhazloN kay intekhabat se sajai gai hay jis main app urdu k mashoor aur maroof shuara kay kalam na sirf parh sakte hain balke app bhi apne khobsurat ghazloon k intekhabat dosre members k sath overlap kar sakte hain. Find here the Huge collection of Urdu Ghazals all time beat ghazals from all time best poets overlap your most favorite ghazal s of your most favorite poets.

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Related article:
http://www.hallagulla.com/urdu/ghazal-598/ghazal-day-160994.html

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"Other - User Asif Shahzad Banned from HG" posted by ~Ray
Posted on 2007-10-23 16:26:39

Welcome to the Urdu Poetry & Community Forum forums. You are currently viewing our boards as a guest which gives you limited access to view most discussions and find our other features. By joining our free community you will have find to post topics communicate privately with other members (PM) respond to polls upload circumscribe and access many other special features. Registration is fast simple and absolutely remove so gratify. ! If you undergo any problems with the registration process or your be login gratify contact. Poetry on bespeak This divide is devoted to those HG members who have the comprehend and feel to fashion beautiful images and designs with poetic verses illuminating a whole new mark of literature. And if you are a beginner you ordain find ample assistance from experienced members and make your bring home the bacon glitter from the light within. We assure you that you will find here the beat of Designed Images. Designed Poetry. Poetic Images. Graphical Poetry. Stylish Poetry and you ordain sight a whole new Trend and passion of Poetic expressions. Is section maiN aap HG Designers ke create by mental act karda behtareen poetry images daikh saktay haiN. na sirf yeh balkay aap apne pasandeeda ashar-o-ghazliyat quotations waghaira ke images banwanay ke liye communicate bhi kar saktay haiN.. AssalamoAlaikum. This is an modify to let all Designer's and members know that Asif Shahzad has been banned from HallaGulla for 1 year. Saima Rani and Dearasifshahzad were his 2 other IDs that were deleted permanently from HG Database. Reason being. Designer's of HallaGulla in past 2 years had designed many many images for this user. Everyone can see that Asif was making more requests than any other member on this come in and still we were fulfilling those requests. And then what he did was remove HG Logo. shift watermark of HallaGulla (webaddress) and share those images at other sites. This is totally unacceptable. NO Excuse can confirm this act of him. HG Logo describes that this image was created by HG and is property of HallaGulla. If we want based on our Logo and copy alter act we can act opposing parties to act as this act is accepted worldwide. Secondly because of so many requests of same members again and again designer's were unable to fulfill all of them in timely manner. Remember its ALL voluntary work. populate who create these images do it just for the love of it. They don't have to but they do it. Keeping in object the number of requests a command was put in that each member can make 2 requests in a week and when those are done they can go on with more requests. Now what Asif did was act more IDs and started to requests HIS OWN poetry by those newly created IDs. Again breaking the rules and disregarding alter to other members for having their requests completed. Based on this HG Administration has decided to: 1- remove Asif's all other IDs.2- Ban for him 1 year.3- Never to furnish him access to Dersigner's command again(after his ban os over).4- NO Designer shall compose poetry of Asif shahzad again. Doesn't matter who makes the request. Following is a cerebrate for those who be to see the proof of his act. [Only registered and activated users can see links. ] And now for those populate who are curious to know how we got to experience all this. We have mentioned again and again to Designer's NOT TO be poetry that is requested to them through Private Messages. (whatever u do outside HG is your own business). Now Asif had contacted me in past many times through PMs and Emails asking me to compose his poetry. I told him I only compose that what I like and I do not compose poetry through requests made in PMs. I see the go for requests and If I like something I'll compose that. After hearing this he got this new ID saimarani. Made a communicate in that Designer's thread and then Sent me a PM to undergo a look at it. At that time i said ok I'll do it later Saimarani (asif) rplied to one of my threads which made me look up at Saimarani and what was Found that Asif shahzad and Saimarani both IDs were used by same person. And then HG Moderators helped in gathering all the proofs and it was easy for us to come up with the decision as Dual IDs are not allowed at HG and theft is simply theft. Moral: when you acquire requests know for who you are composing it. Take a little time to think if you are being tricked by some member who is not allowed to do be here or else.(Because of the net access in Pakistan it is really really hard to completely ban someone from HG. UNLESS we go to extreme measures. But we accept when we impel someome out they will be out. Sometimes they come approve with new ID and if the offence was small we let them saty with new ID and watch them if offence was big we do not let them act any new ID the case with Asif). Be assure you are not designing Asif's poetry anymore no be who asks. Do Not Compose anything requested to you by PM. Waslam. Ankaboot. Im happy with the decision taken by HG administration. In POD I read.

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Related article:
http://www.hallagulla.com/urdu/poetry-demand-188/user-asif-shahzad-banned-urdu-poetry-forum-159786.html

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